IMPORTANT INFORMATION
Calculator disclaimer
MoneyMeasure UK provides educational estimates, not personal tax, pension, legal or financial advice.
An estimate, not a payslip
Actual deductions may differ because of cumulative PAYE records, payroll timing and rounding, benefits in kind, tax-code adjustments, previous income, irregular payments, directors’ National Insurance, pension scheme rules and information not entered into the calculator.
Multiple employments
Income Tax is estimated using combined annual employment income, while National Insurance is shown separately because it is generally calculated for each employment and pay period. The P45/P60 guard relies on the user correctly identifying whether later cumulative figures already include an earlier employment.
Information the calculator does not know
MoneyMeasure cannot access your HMRC account, payroll record, benefits in kind, prior-year underpayments, coding notices or employer pension rules. It also cannot know whether a payment will be treated differently by payroll because of its date or nature. If these matters are relevant, the displayed estimate may not match the amount eventually deducted.
No personalised recommendation
The website explains general UK pay and tax concepts and allows users to test illustrative scenarios. A result is not a recommendation to change employment, pension contributions, salary sacrifice, benefits, loan repayments or tax payments. Consider the full financial and legal consequences and obtain appropriately qualified advice when a decision is important.
Before making a decision
Confirm important figures using your payslip, P45, P60, pension documents and HMRC account. Do not make pension, employment or tax-payment decisions solely from this estimate.
External information and availability
Links to GOV.UK and other external sources are provided to help users verify important rules. MoneyMeasure does not control those services and cannot guarantee that an external page will remain available or unchanged. The website may also be updated, interrupted or withdrawn while errors, security issues or legislative changes are addressed.
Independent website
MoneyMeasure UK is independent and is not HMRC or another government service.
Check your Income Tax with HMRC